Buying with Affirm is simple
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial
control. Select Affirm at checkout to pay over time—and never pay a penny
more than you agree to on day one.
Step 4: Pay over time
Make 4 payments every 2 weeks at affirm.com or in the Affirm app.
You’ll get email and text reminders.
Just Select affirm at check out
Say yes with confidence
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Disclosure: Payment options are offered by Affirm and are subject to an eligibility check.
Options depend on your purchase amount, and a down payment may be
required. CA residents: Loans by Affirm Loan Services, LLC are made or
arranged pursuant to a California Finance Lender license. For licenses and
disclosures, see affirm.com/licenses.
Faqs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return
process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account
or check your eligibility. If you decide to buy with Affirm, this may impact
your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories.
This helps Affirm verify it’s really you who is creating your account and
signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.